crop anonymous person calculating profit on smartphone calculator near banknotes

4 Rules to Help you Stick to Your Budget

On payday I did what I usually do and filled out my budget spreadsheet, making calculations and adjustments and more calculations and more adjustments till it dawned on me that I am borderline obsessed with my budget (remember… Read More

confident senior businessman holding money in hands while sitting at table near laptop

Life Lesson #99 Why the Rich are Rich and You’re Still Broke

Let’s be real, I was broke till not too long ago. But no more. I’ve been learning the ways of the rich and I’m here to share these golden secrets with you. It’s actually not a secret at… Read More

Three lifestyle changes that will bring you closer to Work Optional

Wouldn’t it be nice to work if and when you want to? To not spend over half your day making money just to pay bills and rent? That’s the basis of the “work optional” movement. Not to be… Read More

Life Lesson #70: The Path to not being BROKE

Two words: Delayed Gratification. This message really spoke to me in Robert T. Kiyosaki’s  Rich Dad, Poor Dad and I feel it was one of the major things that separated rich dad from poor dad. Even in the… Read More

Living “Zero-Waste” to save money.

What is Zero-Waste? It all started with composting. Naive little old me, I just thought it was a nice idea that my food scraps could be reborn into soil. Next thing you know, I watch a documentary that… Read More

Day 28: Frugal ≠ Cheap

Saving Habits 101 30 Day Writing Challenge Yesterday I went out with a friend and we were having a conversation about money. She kept referring to herself as cheap and I kept correcting her and saying she was… Read More

Day 16: Life Lesson #98 You’re BROKE because you act rich…except rich people don’t act like that.

30 Day Writing Challenge I’ve seen so many variations of the image below, it’s not even funny anymore. Anyone who’s ever read literally ANYTHING on how to build wealth has heard that the riches people are extremely frugal…. Read More

Day 10: Life Lesson #3—How to save money like an impulse shopper…

30 Day Writing Challenge The million dollar question: Why am I always broke? The first step is admitting you have a problem, right? I, Cat Marte, admit I am an impulse shopper. Thankfully it doesn’t happen often, but… Read More